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Consumer Loan Rates

New Vehicle Loan
Term (months) APR* Monthly Payment per $1,000 borrowed
36 1.99% $28.64
48 2.25% $21.81
60 2.99% $17.97
72 3.25% $15.31
84 4.25% $13.79

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance up to 90% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer.  The total amount includes tax, license, and extended warranty.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Used Vehicle Loan
Term (months) APR* Monthly Payment per $1,000 borrowed
36 2.25% $28.76
48 2.75% $22.03
60 3.25% $18.09
72 4.00% $15.65
84 5.00% $14.14

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance up to 90% of value without payroll deduction or file transfer, up to 100% value with payroll deduction or file transfer.  The total amount includes purchase price plus tax and license for dealer purchased vehicles.  Private Party purchases exclude tax and license.  Used vehicles are valued using Kelly Blue Book or NADA guides.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

New Recreational Vehicles
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 120 6.45% $11.34
Up to 180 6.45% $8.69

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance up to 80% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer.  Financing up to 120 months for purchases up to $30,000, financing up to 180 months for purchases over $30,000.  The total amount includes tax and license.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Used Recreational Vehicles
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 120 6.75% $11.49
Up to 180 6.75% $8.86

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance up to 80% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer.  Terms up to 120 months for purchases up to $30,000, terms up to 180 months for purchases over $30,000.  Used recreational vehicles are valued using NADA guides.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

New Motorcycles
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 48 6.45% $23.70
Up to 60 6.45% $19.55

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance up to 80% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer.  Maximum financing for motorcycles is $30,000.  Terms up to 60 months for loans over $10,000, terms up to 48 months for loans under $10,000.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Used Motorcycles
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 48 6.75% $23.84
Up to 60 6.75% $19.69

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance up to 80% of value without payroll deduction or file transfer, up to 100% of value with payroll deduction or file transfer.  Maximum financing for motorcycles is $30,000.  Terms up to 60 months for loans over $10,000, terms up to 48 months for loans under $10,000.  Used motorcycles are valued using NADA guides. All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

New Boats
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 120 6.45% $11.34

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance 50% to 80% of purchase price depending on the dollar amount.  Special documentation required for financing, call the Credit Union for details.  Every effort is made to ensure these rates are accurate.  All rates are subject to change without notice.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Used Boats
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 120 6.75% $11.49

*Rates expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU will finance 50% to 80% of purchase price depending on the dollar amount.  Special documentation required for financing, call the Credit Union for details. All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Signature
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 48 10.50% $25.62

*Rates Expressed as ANNUAL PERCENTAGE RATE (APR).  LBFCU offers both open-end revolving line of credit and closed-end signature loans.  Loan amounts up to $12,000, term varies based on loan amount.  Call the Credit Union for details.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Share Secured
Term (months) APR* Monthly Payment per $1,000 borrowed
Up to 120 3.50% $9.89

*Rates Expressed as ANNUAL PERCENTAGE RATE (APR).  Members may borrow up 100% of the balance in their savings account.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

VISA Credit Card
Credit Limit APR*
Up to $10,000 9.95%

*Rates Expressed as ANNUAL PERCENTAGE RATE (APR).  Share secured VISA credit card also offered with limits starting at $300.  All rates are subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.