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Home Equity Line of Credit

With a Home Equity Line of Credit you can borrow up to 80% of your home’s equity.  Borrow money when you need it and only pay interest on what you have borrowed.  Some of the features of our HELOC loans are:

  • Variable Interest Rate
  • Rate adjustment caps limits the amount the rate can increase
  • Up to 80% combined loan to value (CLTV) financing
  • Borrow up to $250,000
  • Draw funds up to 10 years, with a 15 year repayment period
  • No annual fee
  • No Pre-payment penalties
  • For Owner Occupied/Primary Residences only
  • Property must be located within California

View HELOC Rates