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Share Savings Rates

Share Savings
Balance APR* APY**
$0.00 to $24999.99 1.05% 1.05%
$25,000.00 to $49,999.99 1.10% 1.11%
$50,000.00 to $74,999.99 1.20% 1.21%
$75,000.00 to $99,999.99 1.30% 1.31%
$100,000.00 and above 1.90% 1.92%
Secondary (02) & Impound (50) 1.05% 1.05%
Checking
Account Type APR* APY**
Share Draft Account 0.15% 0.15%
IRA
Account Type APY* APY**
Traditional 1.90% 1.92%
Roth 1.90% 1.92%

Above rates are 2nd quarter 2024 projected dividends effective 04/01/2024.  Dividend rates are established by the Board of Directors and subject to change without notice.  Every effort is made to ensure these rates are accurate.  The figures on this website should be used for estimates only.  Please contact the Credit Union for questions regarding the rates.

Saving Account dividends are calculated at the end of each quarter and credited to your account on the 1st day of the next month, utilizing the Average DAILY BALANCE, and a 365-DAY YEAR (366 days in a leap year).  The Credit Union calculates dividends on the average balance in the account each day at the stated dividend rate that corresponds to the applicable share balance range.  

Checking Account/Share Draft Account dividends are calculated at the end of each month and credited to your account on the 1st day of the next month, utilizing the Average DAILY BALANCE, and a 365-DAY YEAR (366 days in a leap year).  The Credit Union calculates dividends on the average balance in the account each day at the stated dividend rate.

IRA account dividends are calculated at the end of each quarter and credited to your account on the 1st day of the next month, utilizing the Average DAILY BALANCE, and a 365-DAY YEAR (366 days in a leap year).  The Credit Union calculates dividends on the average balance in the account each day at the stated dividend rate.

*Annual Percentage Rate
**Annual Percentage Yield