Loan Rates

LOAN RATES‡
Loan rates change periodically. Contact the credit union for today's rates.


LOAN TYPE	LOAN RATE	LOAN TYPE	LOAN RATE
Signature/Unsecured:	10.5% A.P.R.*	Motorhome, Boat, Motorcycle:	New: 6:95 A.P.R.* Used: 7.25 A.P.R.*

Cars and Trucks:


New Car/Truck		Used Car/Truck:
3 years:	5.25% A.P.R.*	4 years:	5.50% A.P.R.*
4 years:	5.25% A.P.R.*	5 years:	5.75% A.P.R.*
5 years:	5.50% A.P.R.*	6 years:	6.50% A.P.R.*
6 years:	6.25% A.P.R.*	7 years:	6.95% A.P.R.*
7 years:	6.75% A.P.R.*	*Note: 6 & 7 year used loans must be over $15,000

Real Estate Loans:


Owner Occupied Home Loans First Trust Deed:	Variable Rate, 5% Lifetime Cap
1-30 yr. Maturity:	*4.50% A.P.R. Starting Rate**
Fixed 15 year Home Loans:	5.25% A.P.R.*
Home Equity Line of Credit:	1-15 yr. Maturity 5% Lifetime Cap
	*5.50% A.P.R. Variable Rate**
Call the CU for rates & terms on 1-4 rental units.

*Rates subject to change without notice by Board action.
*Annual Percentage Rate. There are no points charged on real estate loans. All loan interest is calculated on the "simple interest" method

‡ Disclaimer: Every effort will be made to keep the figures on this website up to date, but sometimes changes have been made before the website is updated. Due to the often fluctuating financial market, and the CU's policy of rate changes to reflect earnings, etc., the figures on this website should be used for estimates only. Please contact the Credit Union prior to making any definite financial decisions. In the event of a discrepancy between what is written here and the actual figure quoted by the Credit Union, the Credit Union's stated figures shall prevail.

FREE LOAN PROTECTION INSURANCE A $10,000 Life Insurance policy
which will pay off a member's consumer loans upon his or her death. Age limit: 70 years.
Real estate loans are not covered. Please inquire at our office for conditions and restrictions.