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Loan Rates

Loan rates change periodically.   Contact the credit union for today's rates.

10.5% A.P.R.*
Up to 15 Years
Motorhome, Boat


New:  6:45  A.P.R.*
Used: 6.75 A.P.R.*
View Auto Loan Rates

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 Real Estate Loans Below.
Mortgage Product Rates and Terms:
Loan Approval: All applicants MUST meet loan approval criteria, which are based on credit history, debts, ability to repay, home ownership and home value.
The credit union loans 80% of the appraised value of the home.
Rates and terms quoted below are subject to change without notice and are effective as of January 1, 2015.

Call for Today's Rate
Owner Occupied 1st T.D.

Adjustable Rate
Estimated Payment **
Adjusts every 6 months ***
based on $400,000
30 years
25 years

Owner Occupied 1st T.D. Fixed

Fixed Rate
Estimated Payment **
based on $300,000
15 years

Owner Occupied HELOC (Home Equity Line of Credit)

Home Equity
Estimated Payment **
Adjusts Quarterly ****
based on $100,000
15 years

Rental Real Estate Loan

Rental Property
Adjustable Rate
30 years
Terms and Rates Vary
Call for information

* Annual Percentage Rate.

**All payments exclude taxes and insurance.Property Insurance is required.Loan Processing fees, Title Insurance Policy and other closing costs can add up to approximately $2,400 on a loan of $400,000.

***Rate subject to change semi-annually. Rate change based on 11th district cost of funds index plus margin of 2.50%.There is a 5.00% lifetime Cap.

**** Rate subject to change quarterly.Rate change based on 11th district cost of funds index plus margin of 3.00%.There is a 5.00% lifetime Cap.

‡  Disclaimer:  Every effort will be made to keep the figures on this website up to date, but sometimes changes have been made before the website is updated.  Due to the often fluctuating financial market, and the CU's policy of rate changes to reflect earnings, etc., the figures on this website should be used for estimates only.   Please contact the Credit Union prior to making any definite financial decisions.  In the event of a discrepancy between what is written here and the actual figure quoted by the Credit Union, the Credit Union's stated figures shall prevail.

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