SAVE MONEY! OPEN A CHECKING ACCOUNT AT YOUR C.U.

8 REASONS WHY YOUR CHECKING ACCOUNT SHOULD BE AT  THE
LONG BEACH FIREMEN'S CREDIT UNION:

1.  No monthly charges, No minimum balance charge, No transaction fees.

2.  Free Audio Response - Permits you to check balances, make  transfers or monitor which checks have cleared 24 hours a day.

3.  Earns interest - Interest is paid based on average daily  balance.

4.  Direct Deposit - You may have your pay check electronically  deposited from your employer.  Also FREE "Bill Paying" with Direct Deposit and a good payment history.

5.  Checks are not automatically bounced - If your account has  insufficient funds, we call you.

6.  No Cost Visa Check/Debit Card** with Direct Deposit - Use at any ATM where Coop logo is displayed.  For more information click on  our debit button on the website Home page.

7.  Free overdraft protection - permits automatic transfer of  funds from your savings to your  checking account.

8.  Online Home Banking:  Free transfer of funds instantly from savings to checking (or back) from any computer with an internet connection!


** The first 25 ATM transactions are free, then there is a fee of  $.30 each.
*Check printing is extra.

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Feb. 4, 1999